ABOUT SMART FINTECH CONSULTING

Payments experience. Independent thinking. Practical execution.

Advisory focused on helping businesses build payment ecosystems that are commercially viable, operationally practical and designed to scale.

THE FOCUS

From business model to payment ecosystem.

Payment decisions rarely exist in isolation. Provider selection, banking access, licensing, risk, settlement, FX, technology and operations can all affect one another.

The advisory approach starts with the business model, payment flows, target markets and constraints, then works backwards to identify the ecosystem required to support them.

FOUNDER / CONSULTANT

Vanita Deepti Luchman

Payments & FinTech Consultant

Approximately 20 years of experience across digital payments and online payment processing, with experience spanning PSPs, acquiring, forex, online merchants and international payment ecosystems.

Professional exposure across Europe, Asia, Africa, LATAM and the Middle East.

HOW WE WORK

Independent

Recommendations are built around the client's requirements rather than a fixed provider catalogue.

Commercial

Payment strategy must work commercially as well as technically and operationally.

Practical

The objective is a clear path from assessment to implementation.

Let's discuss your payment ecosystem.

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